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How to File a Boat Accident Claim

Boating is often fun and thrilling, but it can quickly become deadly if not cautious. Boats must adhere to strict safety regulations to prevent injuries.

If you've suffered injury in a boating accident, you may be eligible for compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing to do following an accident with a boat accident lawyers is to collect evidence and speak with an attorney. It is also important to seek medical attention right away for any injuries that may have occurred. Medical documents and other evidence are required to prove the claim for damages such as future and present medical expenses, loss of income or earning potential, property damage, and non-economic damages like pain and suffering.

Video and photographs are helpful in preserving evidence from the scene of an accident. Eyewitness testimony is yet another important element of evidence, as it can provide crucial information about the causes of the collision that may be omitted. Police and incident reports can also be used to determine the timeline of what happened during the investigation.

A lawyer who is experienced can analyze the evidence to determine who is accountable for the victim's injuries or losses. A lawsuit for negligence arising from a boating accident typically involves multiple parties including the boat's driver as well as the owner or manufacture of the watercraft.

A reputable attorney will handle all communication between the insurance company and the victim involved in the claim for compensation of the victim. An attorney can prevent victims from revealing information that could be used against them in court, and they can also assist victims to obtain fair settlement offers for their damages.

2. File a report

The first thing you should do following a boating accident is to ensure that everyone is secure. Then, you should call the local law enforcement agency and submit a formal report of the incident. According to the laws of the state and regulations, you might only have 48 hours to file reports in the event of serious injury or death that requires medical attention beyond basic first aid. You may also be able to file a report within ten days if you are in a position to not locate the boat or if the accident results in more than $2,000 in damage.

You should also stay at the site of the accident and assist other boats or individuals when possible without endangering your own safety or the safety of the victims. This will help the law enforcement officer note important information, such as how the accident occurred and who was on the boat at the time of the crash, and what it caused.

However, even the most well-trained and experienced boaters could be involved in water-related accidents due to the negligence of another. An experienced lawyer can identify the responsible party for your injuries, and assist you pursue compensation. Property damage, medical expenses and financial losses are all recoverable damages. In addition, a lawsuit against the responsible party could result in monetary compensation for your pain and suffering, as well as loss of quality of life, and other emotional distresses associated with the crash.

3. Examine the damage

After medical professionals have examined the injuries of everyone and are in a safe place, it is important to take a good look at the damage to the boat. This is when you start looking at your insurance policy and what it will cover.

A surveyor will be assigned to your claim and will be sent out to inspect any damage caused by the accident. They will compare what you initially reported to the damage and then begin to calculate the value of the damage.

Most boat accidents are caused by a combination of causes that are not always possible to control all of them. If there was a defect in the boat, you could be legally able to file a lawsuit for product liability against the company who produced the boat.

In these situations, you need a lawyer with experience in boating claims. They can build an argument that can prove the manufacturer was responsible for the accident.

It is also important to remember that various kinds of boats are governed differently by insurance policies. Insurance for homeowners, for instance typically covers small boats with engines under 50 HP. This means that airboats, jet skis as well as larger vessels will not be covered by homeowner's insurance.

4. Contact an attorney

Notify your insurance company when you feel secure and have been to the doctor for any injuries. Even if there's no police report, you will still have to inform your insurance company. Be careful when supplying information to insurance companies since they often try to blame someone else for an accident. This can reduce the amount of compensation you are awarded. The NYC boating accident lawyers at Mirman Markovits & Landau work hard to debunk and limit these claims.

It is recommended to collect as much information as you can about the other boat owners and operators involved in the incident. This includes their address, name along with their phone number and insurance details. It is also beneficial to have a copy of the report of a boating accident which is filed.

boat accident attorneys accidents can be frightening and can result in serious injuries. They can result in significant medical expenses as well as lost wages and other damages. The parties responsible have to be held accountable for the harm they caused you. You will not get the amount you are due if you don't speak with an experienced New York injury lawyer as early as you can. This will help even the playing field and allow you to focus on getting well.